Beginning April 1, 2017 C.E.F.S. will administer foreclosure prevention services from a grant from the Illinois Housing Development Authority.

C.E.F.S. is a HUD Certified Housing Counseling Agency that provides foreclosure prevention activities.


For more information, call your local C.E.F.S. Outreach office.

C.E.F.S. also administers the Illinois Hardest Hit Program.  This program can provide mortgage forgiveness up to $25,000 and offer temporary reduction in the monthly mortgage payment.  Enroll at  Be sure to enter your name and contact information and select C.E.F.S. Economic Opportunity Corp from the drop down menu or call Fayette County 618-283-2631.

C.E.F.S. Economic Opportunity Corporation

1805 South Banker Street     PO Box 928

Effingham IL 62401